Retiring in Sarasota, FL: Pros, Cons, and Property Insights

Retiring in Sarasota, FL: Pros, Cons, and Property Insights

  • Kim Ogilvie
  • 12/1/25

Retiring in Sarasota

"It's not just about the weather. It's about choosing the right pace of life. Compare the Golf, Beach, and Urban lifestyles."

Which Retirement Persona Are You?

The Urbanite

"I want to walk to the Opera, dinner, and the marina."

You trade acreage for walkability. Living in a luxury condo Downtown means no yard work and instant access to culture.

  • Best For: Culture Buffs & Foodies
  • Top Buildings: The Ritz, The Quay
Explore Downtown →

The Golfer

"I want a gated community with social clubs and fairways."

You want space, security, and amenities. Palmer Ranch offers master-planned living with world-class golf access.

  • Best For: Social Butterflies
  • Top Area: Palmer Ranch
Explore Palmer Ranch →

The Islander

"I want a view of the Gulf and a quiet pace."

Longboat Key is the sophisticated choice. Quieter than Siesta Key, it offers tennis resorts and pristine beaches.

  • Best For: Privacy Seekers
  • Top Area: Longboat Key
Explore Longboat →

Condo vs. Single-Family: The Reality Check

Retirement should be about enjoyment, not maintenance. Here is how the numbers stack up.

Feature Luxury Condo Single-Family Home
Maintenance Zero (Lock & Leave) High (Landscaping/Pool)
HOA Fees $1,500 - $3,000/mo $200 - $500/mo
Privacy Shared Walls/Lobby Private Lot
Best For... Frequent Travelers Full-Time Residents

Healthcare Confidence

Sarasota Memorial Hospital is consistently ranked as one of the top 50 hospitals in the nation. Access to world-class cardiology and orthopedic care is a major reason our clients choose Sarasota over other coastal cities.

Planning your transition? Let's discuss your timeline.

Contact Kim Ogilvie

Work With Kim

Dedicated and passionate about her craft, she has reached a position in the industry few ever attain. Kim’s list of accolades is extensive and includes: 2021 Michael Saunders & Company Top Performing Agent; multiple years of leading the top producing team with Michael Saunders & Company; Sarasota Association of Realtors® Sales Leader of $1M+ in single-family homes over a cumulative 15-year period; and involvement in three of the five largest sales in Sarasota history.

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